La Banca segueix negant-se a traslladar la baixada dels tipus d'interès a les hipoteques, que continuen encarint-se
04/01/2012
Volver a las noticias
<p><span id="result_box" lang="ca"><span class="hps"></span><span></span><span class="hps">Vergonyosament</span> <span class="hps">la Banca</span> <span class="hps">segueix</span> <span class="hps">sense</span> <span class="hps">traslladar</span> <span class="hps">la rebaixa</span> <span class="hps">dels tipus</span> <span class="hps">d'interès al</span> <span class="hps">preu</span> <span class="hps">de</span> <span class="hps">les</span> <span class="hps">hipoteques</span><span>.</span> <span class="hps">Tot i que</span> <span class="hps">la taxa</span> <span class="hps">interbancària</span><span class="atn"> -</span><span> el preu al qual</span> <span class="hps">es presten</span> <span class="hps">els diners</span> <span class="hps">els</span> <span class="hps">bancs</span><span class="atn"> -</span><span> es</span> <span class="hps">troba</span> <span class="hps">en l'1</span><span>%,</span> <span class="hps">l'euríbor</span> <span class="hps">actual</span> (<span class="hps">1</span> <span class="hps">'937</span><span>%</span> <span class="hps">) </span><span class="hps">se situa</span> <span class="hps">gairebé quatre</span> <span class="hps">dècimes per sobre</span> <span class="hps">de l'existent</span> <span class="hps">el gener</span> <span class="hps">de 2011</span>.<br /><br /> <span class="hps">El mes</span> <span class="hps">de novembre</span><span>, després de la</span> <span class="hps">rebaixa</span> <span class="hps">dels tipus</span> <span class="hps">d'interès en un</span> <span class="hps">0,25</span><span>%</span> <span class="hps">efectuada</span> <span class="hps">pel Banc</span> <span class="hps">Central</span> <span class="hps">Europeu</span><span>,</span> <span class="hps">l'euríbor</span> <span class="hps">s'ha situat al</span> <span class="hps">2'044</span><span>%</span><span>,</span> <span class="hps">i</span> <span class="hps">només</span> <span class="hps">va baixar un</span> <span class="hps">0'066</span><span>%</span> <span class="hps">respecte a l'octubre</span><span>.</span> <span class="hps">Al desembre</span><span>,</span> <span class="hps">després de baixar</span> <span class="hps">els</span> <span class="hps">tipus</span> <span class="hps">un altre</span> <span class="hps">0'25</span><span>%</span><span>, a penes</span> <span class="hps">va perdre un</span> <span class="hps">0'044</span><span>%</span><span>.</span> <span class="hps">Des de novembre</span> <span class="hps">els</span> <span class="hps">tipus</span> <span class="hps">interbancaris</span> <span class="hps">han caigut un</span> <span class="hps">0,50</span><span>%</span> <span class="hps">i</span> <span class="hps">l'Euribor</span> <span class="hps">només ha</span> <span class="hps">perdut una</span> <span class="hps">desena de</span> <span class="hps">seu valor</span><span>.</span><br /><br /> <span class="hps">A més</span><span>,</span> a <span class="hps">l'Euribor</span><span> </span><span class="hps">cal</span> <span class="hps">sumar-li el</span> <span class="hps">diferencial que</span> <span class="hps">cada banc</span> <span class="hps">o</span> <span class="hps">caixa</span> <span class="hps">d'estalvis</span> <span class="hps">defineix</span> <span class="hps">per</span> <span class="hps">les seves hipoteques</span><span class="atn"> -</span><span> el diferencial mitjà</span> <span class="hps">ascendeix</span> <span class="hps">ja al</span> <span class="hps">3'35</span><span>%</span> <span class="hps">-</span> <span class="hps">i</span> <span class="hps">les</span> <span class="hps">condicions</span> <span class="hps">abusives</span> <span class="hps">de milions</span> <span class="hps">de préstecs</span> <span class="hps">hipotecaris</span> <span class="hps">al nostre país,</span> <span class="hps">amb</span> <span class="hps">clàusules</span> <span class="hps">sòl</span> <span class="hps">-</span> <span class="hps">gairebé 4</span> <span class="hps atn">milions d'</span><span>hipotecats</span><span>,</span> <span class="hps">amb un</span> <span class="hps atn">'</span><span>sòl</span><span>'</span> <span class="hps">mitjà del</span> <span class="hps">3'5</span><span>%</span> <span class="hps">-</span> <span class="hps">o</span> <span class="hps">productes</span> <span class="hps">tòxics</span> <span class="hps">com els</span> <span class="hps">swaps</span> <span class="hps">hipotecaris</span><span>.</span><br /><br /> <span class="hps">Lamentablement</span><span>,</span> <span class="hps">com</span> <span class="hps">ja va denunciar</span> <span class="hps">ADICAE</span><span>, s'està</span> <span class="hps">donant una</span> <span class="hps">contradicció</span> <span class="hps">important</span> <span class="hps">entre els</span> <span class="hps">tipus</span> <span class="hps">d'interès</span> <span class="hps">i</span> <span class="hps">l'Euribor</span><span>, que</span> <span class="hps">ha de resoldre</span> <span class="hps">el BCE</span> <span class="hps">amb</span> <span class="hps">la gran</span> <span class="hps">banca</span> <span class="hps">europea</span><span>.</span> <span class="hps">La nostra</span> <span class="hps">associació</span> <span class="hps">seguirà</span> <span class="hps">demanant a</span> <span class="hps">les</span> <span class="hps">autoritats</span> <span class="hps">europees</span> <span class="hps">i</span> <span class="hps">espanyoles que</span> <span class="hps">es revisi</span> <span class="hps">la</span> <span class="hps">formació</span> <span class="hps">de l'Euribor</span><span>.</span></span></p>